Broker Check

Carta Group Services

The Carta Group is a premier fee-based comprehensive financial planning firm that can help chart your course towards a more comfortable future. Our financial plans are developed through a mix of personal attention and careful financial guidance. We are designed to meet unique challenges, pursue specific goals and, most importantly, help you navigate life. Our goal is to create and enhance lifetime relationships with our clients by offering:

Financial Independence / Retirement Planning

  • Needs assessment
  • Cash flow and retirement income modeling
  • Benefits analysis including pension and health insurance
  • Planning scenarios and 'what if' modeling
  • Distribution and tax management options

Estate and Medicaid Planning Strategies

  • Will and trust design strategies
  • Property ownership and titling alternatives
  • Estate tax reduction techniques
  • Family gifting strategies
  • Charitable planning strategies
  • Qualified plan distribution and tax management

Investment and Tax Planning

  • Investment risk profile development
  • Portfolio modeling, analysis and design
  • Implementation of management strategies
  • Ongoing monitoring, due diligence and reporting
  • Investment tax planning strategies

Risk Management Planning

  • Completing a 'needs' analysis to determine insurance needed
  • Evaluation of employer benefit options
  • Life, Disability, and Long-Term Care market place analysis
  • Ongoing policy reviews

Education Planning

  • Determine education funding objectives
  • Review of education funding account options
  • Determine impact of education funding on other planning objectives
  • Ongoing tax coordination with funding strategy

Business Succession and Business Continuation Planning

  • Executive Compensation and Benefit Strategies
  • Business Succession or Continuation Planning

Executive Fringe Benefit Planning

  • Strategies for retaining, rewarding, or replacing key employees
  • Coordination of corporate tax planning with benefit strategies
  • Benefit strategy market place analysis
  • Ongoing monitoring and reviews of benefit offered

Retirement Plan Consulting

  • Plan Design
  • Plan Benchmarking
  • Participant Communication and Education
  • Fiduciary Investment Monitoring and Due Diligence