Comprehensive Planning

Checkpoint 1

Exploration

Interview

Establish a basis for working together
Listen and ask questions to understand what is important and what should be accomplished

Checkpoint 2

Chart Your Course

Engagement

Identify coordination gaps and planning opportunities
Provide client planning agenda outlining engagement
Establish fee and formalize relationship

Checkpoint 3

Reduce the Complexities

Plan Design

Determine short and long-term financial planning objectives
Identify current and possible future financial and estate plan risks
Create personal balance sheet and income statement
Establish customized investment risk profile and areas to improve current investment allocation
Determine probability of success for planning objectives

Checkpoint 4

Orchestrate the Elements

Plan Presentation

Present comprehensive written financial plan
Provide a schedule of implementation for recommendations

Checkpoint 5

Set Sail

Implementation

Go out to the marketplace as an advocate on your behalf, to identify the most appropriate solution(s) to implement a financial plan that satisfies your objectives
Coordinate implementation of risk management, investment and tax strategies, estate and/or business documents, and other insurances where applicable

Checkpoint 6

Monitor the Terrain

Navigate Life

Annual review to determine what adjustments are necessary to maintain your planning objectives
Client calendar of events outlining contact during the year (contact varies based on level of implementation)
Ongoing review of all investment accounts and insurance policies
Proactive contact with accountant, attorney and any other member of your financial team